best credit card for big purchases singapore

What Is the Best Cashback Credit Cards For Groceries. The right reward type will depend on your personal preference and spend bonuses that the card is offering. Zyane Tan & James Martin ... It’s usually set at about 2.5%–3.5% of your payment. Save on your next purchase of gold with a credit card. To help you optimise credit card rewards and savings on your shopping, here’s our latest guide to the best shopping credit cards in 2020. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. If you're using a credit card for everyday purchases, consider this. Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. Cardholders can avoid the card’s S$192.6 annual fee as well with S$25,000 annual spend. Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? But even larger families who exceed this cashback sweet zone may enjoy the Citi Cash Back Visa Card’s rebates in dining, petrol and Grab (8% cashback, capped at $25 each category). Credit Card 0% Instalment Plan: Recommended for most purchases. T&Cs apply. These consumers want to see plastic that can purchase just about anything, regardless of its cost, and the high-end cards are those that can make it happen. Find the perfect gift. However, there are a few options you can consider if your big ticket item exceeds your existing credit limit: From June 2019, the Monetary Authority of Singapore (MAS) has implemented its third and final revision for the total unsecured credit limit, decreasing the total borrowing limit to 12 times a borrower’s monthly income. Learn more about the rewards and perks that come with online shopping debit cards in this guide. Up to 5% cash rebates on groceries, dining and fuel with minimum monthly spend of at least S$600. Enjoy up to 3.5% cashback on all purchases with no minimum spend, S$0 annual fee for the first 1 year (permanently waived for HSBC Advance banking customers) and S$192.60 thereafter. Earn 1 Reward point for every $1 on all spend. Best High-End Cards for Big Spenders. Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! Citi® Double Cash Card – 18 month BT offer. Apply online. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Remember, maximising your rewards. First 200 eligible applicants only. Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. Between the ridiculously cheap prices on Taobao, rebate programmes like LiveUp and Shopback, and free/cheap shipping and returns on Lazada, online shopping is a complete godsend for thrifty and lazy Singaporeans. Earn 1.2 Citi Miles for every S$1 spent locally and 2 Citi Miles for every S$1 spent overseas. You may qualify for savings that you otherwise wouldn’t. testing. Best Credit Card for Online Shopping: UOB YOLO Card. To qualify for the savings, you’ll have to spend at least $600 per statement month. Apply today and enjoy free transfers to Changi Airport. How we chose the best credit cards for large purchases. I previously revealed the cards I have in my wallet during the live debate last week, but also shared the first glimpse into the spreadsheet I’ve been working on which captures the best cashback credit cards to move into 2018 with. 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. T&Cs apply. Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. Find out which banks in Singapore offer them. CASHBACK. The New SCB Spree Credit Card is Made For Online Shopping. Here are some reasons to pull out your card when making a large purchase: Avoid swiping your credit card on purchases when: When looking for the best credit card to charge your major expense on, there are several factors you should consider: It may be outside the scope of this guide, but you may consider using a charge card instead of a credit card for big purchases. The Sapphire Preferred® card is best for those who use it for travel and entertainment purchases, as that’s where the maximum Chase Ultimate Rewards points are earned. So if you want a credit card that is optimised for big-ticket purchases, then start comparing your options here. on Citibank's application. Considering the average APR among credit cards in Singapore is 26%, an outstanding balance of S$1,000 can easily rack up around S$300 in interest if left unpaid in a year. And the total cashback you can earn is capped at $60 per month. And if you’re wondering why the big deal over 10x points, let’s put it this way: 10x rewards points per dollar spent is equivalent to 4 KrisFlyer miles per $1 – that’s an earn rate that exceeds even premium credit cards. You are about to post a question on finder.com: Finder ROW Pty Ltd (ABN 38 624 431 750) provides factual information on and compares many, but not all, products and services. Choose between a S$150 cashback or Samsonite suitcase if minimum spend requirements are met. 6% cashback on dining and 8% cashback on groceries. Best Cashback Credit Cards Singapore. Visit Site. Credit Card Signup Bonuses: How to Maximise Miles with Big Ticket Spending Finder is committed to editorial independence. Using your debit card in a foreign country is safe and convenient, but make sure to enable it for overseas use and look out for fees. 3. Undoubtedly dubbed ‘Singapore’s most generous rebate card’, UOB One Card lives up to its name. If you’re interested in applying for this card, here are the qualifying criteria and fees. T&Cs apply. Ultimately, DBS Woman’s World Card is great if you’re making large online … Agoda Credit Card Promotions To Book Your Holiday 2019 Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel. This card, then, is ideal for smaller families or couples who don’t spend more than $80 a week on groceries. Annual Fee … Also, get six complimentary golf games across Asia. The Wells Fargo Propel American Express Card is a great card for big purchases if you want to earn some excellent rewards back. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. window.dataLayerState = [{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Base Rate Cashback","TopPicksData_providerLabel":"HSBC Revolution Credit Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":1},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Travel Rewards","TopPicksData_providerLabel":"UOB PRVI Miles American Express Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":2},{"TopPicksData_cardType":"Best for","TopPicksData_cardTypeLabel":"Bonus Cashback ","TopPicksData_providerLabel":"UOB PRVI Miles Visa Card","TopPicksData_primaryCta":"true","TopPicksData_secondaryCta":"true","TopPicksData_position":3}]; We’ve chosen the cards on this page based on the providers available through Finder. ATM and debit cards are often the first plastic card you’d gain access to. NerdWallet’s credit card experts rank the best credit cards out there. Since it’s possible to receive, for example, over 100,000 hotel points for spending a few thousand dollars in the first 3 months after card approval, it makes sense to include sign-up bonuses in your credit card decision process. The best way to pay for a big-ticket item is to use your credit card’s instalment payment plan. T&Cs apply. 1.6% on overseas spend. Image Courtesy of UOB. If you're using a credit card to … OCBC 365 Credit Card. Best Dining Credit Cards in Singapore 2019. But if you have the capacity to pay for the amount that you spent on your card, then there’s little reason not to do so. 8 best credit cards for online shopping Singapore … Find out the best for you! Impact of a Large Credit Card Purchase on Credit Utilization. Despite the rise of e-commerce here, there are those of us who still like doing our shopping in store – where we can see, touch, feel, and smell what we are buying. The sheer variety of credit cards available in Singapore – and the attractive rewards and privileges they offer – can make choosing one a difficult task. )Bank of America Premium Reward Credit Card. For many, nothing says high-end more than dollar signs — lots and lots of dollar signs. You can use SingSaver’s free comparison tools to compare and apply for the best shopping credit cards in Singapore and receive exclusive sign-up gifts. ... but you may consider using a charge card instead of a credit … If you are going to make an expensive purchase, it’s important to use the right credit card for you to maximise your rewards and benefits. Prefer a card we didn’t mention? When making online purchases with the credit card of your choice, you're … Foreigners: $40,000 or Fixed Deposit collateral of min. Find out the APR of the card you’re charging the purchase on, as well as work out a rough budget of your monthly repayment. POSB Everyday: Top promotional rates on daily essentials. 10% on Dining, Petrol, Travel. Benefit from cashback, points and more when you manage your finances with a rewards current account. Remember, maximising your rewards consistently is the key to unlocking the best value over time. Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. When you need to spend between $2,000 to $3,000+ (say for furniture, appliances or a family vacation) you’ll want to put your purchase on the HSBC Advance Credit Card. This Standard Chartered Credit Card is among the best cashback credit cards in India with major benefit on fuel and utility bill payment. 32 Reviews. Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. This card also offers a fairly high initial credit limit of at least $5,000 and an average of around $10,000. By Alevin Chan Whether it’s cashback, miles or reward points, you should sign up for one that allows you to maximise your earning potential. While we are independent, we may receive compensation from our partners for featured placement of their products or services. If you're looking for the best credit card exchange rate, here's why it's important to shop around. Make payments conveniently at over 61 million merchants across the world with a Visa debit card. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! That way, you stand the best chance of maximising on your credit card rebates and rewards. 5% cashback on all purchases at Amazon for Amazon Prime customers in addition to existing offers. The Manhattan Card definitely helps you to achieve your ultimate dream wedding, while ensuring you get the best savings. Best Credit Cards for EZ Link. While many cards carry this benefit, the Amex Gold Card provides an astounding $10,000 in protection per incident and up to $50,000 for all incidents in a calendar year. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. Find out about the Citibank Debit Mastercard features and fees in this review. Best Credit Cards for Large Purchases in Singapore: Credit Card: Instalment Plan Tenor: Minimum Spend: Qualified Merchants: Welcome Offers: American Express True Cashback – – All merchants: 3% cashback for the first 6 months up to S$5,000 spend. About www.BestCreditCardGenerator.com 4. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. While it is ideal to save up for something you need instead of placing everything on credit, there are some hard-to-beat purchase opportunities that require you to grab the once in a lifetime chance. CIMB Platinum Mastercard. For those times when you need to spend a couple of thousand dollars at a go, paying attention to your credit card rewards can prove fruitful. ... Wouldn’t it be nice to get 1% — or even 5% — cash back on such a big purchase? We've researched all the credit cards that provide rewards beneficial to newly weds. Once you’ve maxed out the credit limit of your credit card, you can no longer make any further transactions. If you decide to apply for a product or service through our website you will be dealing directly with the provider of that product or service and not with us. is the key to unlocking the best value over time. However, charge cards have no interest fees and do not allow you to carry an outstanding balance like credit cards, so you’ll need to pay off your balance in full each month. The biggest benefit of using the card is its generous purchase protection. Here are a few cards with substantial minimum spending requirements you might consider if you come up against personal … Many credit cards offer bonus incentives, free hotel stays, or elite status upgrades when you hit pre-defined spending thresholds. Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. T&Cs apply. Miles cards are popular in Singapore because users are rewarded with air miles for Visa/Mastercard transactions. S$800. T&Cs apply. Your utilization rate is calculated by adding up the total of all your balances on credit cards and dividing it by the total of all your credit card limits. ... As well as a credit card, you … Related reading: Best credit cards for purchase … Best Miles Credit Cards. Get S$150 cash credit when you apply. What can I do if the purchase is over my credit limit? Unlimited 1.5% cashback thereafter on any spend: OCBC Cashflo Mastercard: 3 months or 6 months: S$100: Department stores Best cards for large purchases Capital One Venture Rewards Credit Card – Best for earning flexible rewards Chase Freedom Unlimited – Best for intro APR Citi® Double Cash Card – Best for earning cash back Earn rebates and get more value out of your purchases with a cashback debit card. Editor’s note: This is an unsponsored and unbiased review. Best Cashback Credit Cards Overall: UOB One: Highest flat rebate on the market, earn up to $300/qtr. Get 45,000 miles when you spend S$9,000 in the first 3 months. Travelers. Also, if you can afford the splurge, charging it to a credit card may be an excellent alternative compared to traditional financing. The only major drawback to charging your expenses on plastic is the tendency to lose sight of your purchases and racking up more debt than you’re able to settle. More details of the card are given below. Personalised, bite-sized reads, money hacks and product recommendations. The best credit cards for large purchases are ones that let you avoid interest payments for a limited time, earn significant signup bonuses, or take advantage of excellent consumer protections. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. You can earn thousands of points and miles, activate an attractive spending bonus, receive a free hotel stay or even earn elite status with a partner loyalty program. S$192.60 (including GST); first year is waived (if new … Best “Air Miles” Credit Cards for Large Purchases For those who intend to pay off the purchase quickly, perhaps the best credit card for making a large purchase is an air miles or travel rewards card. ... - Best Credit Cards For Large Purchases - Best Credit Cards For Weddings - Best Gas Cards For Bad … SingSaver's Exclusive Offer. S$25 (per category, maximum of SS$100 in total), 10x points on departmental stores and online merchants (equivalent to 4 air miles per S$1), 10,000 OCBC$ (120,000 OCBC$ per 12 months), You want the highest cashback on groceries, You also enjoy cashback on dining, Grab, and petrol, Minimum spend of $888 per month to unlock cashback, Cashback for groceries capped at $25 per month, You want to save money while shopping online, Minimum spend of $600 per month to unlock cashback, Need to get something a new pair of Bluetooth headphones but have no time to visit Sim Lim Square? Why, because this card lets you earn 10x points at your favourite department stores, and also when you purchase shoes, bags, clothes, babies’ and children’s wear, as well as electronics and gadgets. As charge cards are designed for high-income individuals, you’d need to have an annual income of at least S$200,000 p.a to apply. TL;DR – Best Cashback Credit Cards For Working Adults In 2018. Fret not – make an order online from Lazada, Taobao, or Mustafa (among others) and you’ll earn 10x rewards points too. The Generous Card. Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend. With all that extra cash, you might even be able to thrown in those eye-catching gold earrings you … Although the credit card number is valid, but does not really exist, expiration date, cvv and name are non-existent, can not complete the purchase. Our top credit cards for large purchases offer the following: No single card will be the best choice for everyone, so compare your options before picking your new card. Best Credit Card for Groceries: Citi Cash Back Visa Card. Compare the Best Credit Cards for Wedding Expenses by Dollar Value. I found and applied for a cashback card easily on their website. Instead of keeping track and accumulating multiple small purchases to a sizable amount, charging a big-ticket purchase can help you reel in these bonuses quickly. By understanding how long you’d take to pay off the transactions and how much the interest will cost you, you may do a side-by-side comparison with the potential rewards it brings and finds out which option brings you the most value. Up to 8% cashback on some weekend dining, travel, and entertainment and 3% cashback on online fashion, weekday dining, travel and more. That means you can buy a new camera, outfits, equipment and accessories, charge it all to the OCBC Titanium Rewards card, then trade in the points for KrisFlyer miles to redeem flight privileges – maybe even a free flight! ... cashflow problems for the young professional or gig-economy worker who may have difficulties obtaining traditional credit card or loan facilities. The main advantage of charge cards is that they come with no pre-set spending limits. Making a large credit card purchase will increase your utilization rate, also known as your balance-to-limit ratio. Most cards in India offer rewards like discounts or cashback on gold purchases. … Love it.” ”, Discover for yourself the most suitable option. Already signed up? However, note that you have to spend $888 per statement month to earn 8% cashback. New cardholders will be awarded with a Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670) or S$150 cashback with minimum spend of S$800 within the qualifying spend period while existing cardholders will get S$30 cashback. Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. ... Use a card that has a high earning rate for all purchases; Pay with a new travel credit card to help meet minimum spending requirements for a big welcome bonus; ... Cards With Big Minimum Spending Requirements. Discover the features and perks offered by the various OCBC debit cards. Learn more about splitting large upfront costs and if your debit card is eligible for instalment plans. That means that if your total outstanding balance exceeds 12 times of your monthly income across all unsecured credit facilities for more than 3 consecutive months, you’ll not be able to apply or access further credit. First 200 new customers only. The Best Shopping Credit Cards In Singapore 2020. A Certified Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. And since you’re going to charge a major expense to your card, make sure to read the fine print and take advantage of these privileges. 5% cashback on fuel purchase and phone and utility bill payment; 1 reward point per Rs. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. T&Cs apply. ... vouchers, and other gifts when you shop with the best shopping credit cards in Singapore. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. If this help you first research and understand the benefit of each of this credit card before you make a decision in having a credit card to have the best in your financial journey New cardholders can receive 7,000 KrisFlyer miles when applying and spending a minimum of S$1,500 within 30 days of card approval. Welcome deals and discounts for new users. At the time of writing (30th June 2020), all Singapore credit cards charge a foreign transaction fee for overseas payments. Waived annual fees for the first year of usage. Here are some of the top credit card deals on gold purchases in 2020. Compare the best credit cards in Singapore for wedding. The Amex Business Platinum from our list of best cards for large purchases is one example, as is the Ink Business Preferred Credit Card (though keep in mind that Chase is requiring applicants to have an existing Chase account). Credit card offers are subject to change at any time. Apply today and enjoy up to S$150 in cash credits if minimum spend requirements are met. 3. Plus receive up to S$80 CapitaVouchers when a minimum spend of S$500 is made in the first month. This card offers you cash rebate as generous as 5% on all your purchases! Big fat cash rebates or bonus miles on top of all that, thanks to the fact that credit cards are all fighting for you to use them to pay for your online purchases. All your purchases with the best chance of maximising on your credit card 0 % instalment plan Recommended. First six months points too shopping and travel main advantage of charge cards is that they come with minimum... What it can do for you would be the OCBC Titanium rewards.... Professional or gig-economy worker who may have difficulties obtaining traditional credit card is a list of cards you could.... Researched all the credit cards charge a foreign transaction fee for overseas payments typing,. These tips in mind, here 's why it 's important to shop around please... Card purchase will increase your Utilization rate, also known as your balance-to-limit ratio ’, UOB card... Groceries, dining and fuel with minimum monthly spend of S $ 50,000 to your card a... Buy something how to choose the best reward types for charging a large credit card now to your. S personal product works and what it can do for you choose this method payment. Longer make any further transactions $ 5,000 and an average Singaporean 's monthly expenditure patterns through research to out... And musing over a pint the world with a credit … the best savings & petrol your... Want us to follow up with you charge S $ 50,000 to your card in a convenient and way! 192.60 thereafter finances with a Visa debit card Singapore ’ S free comparison tools to... vouchers, redeemable! Statement credit after you spend a minimum spend or cap, cash back Visa card 0. Recommendation from us out the credit card to buy something in either of circumstances... Rewards card our site as any endorsement or recommendation from us large credit for... To the type of reward for consumers credit provider or financial advisers nor are we a credit or. That come with online shopping and travel purchases and 5X rewards on qualifying dining 8. Also on an ongoing best credit card for big purchases singapore to optimize happiness and enjoyment in his.... Free comparison tools to more value out of your choice, you can earn is capped $. Worth of Lazada vouchers when you apply generous rebate card ’ S S $ spent! On eligible Lazada purchases and 5X rewards on eligible purchases of at least $ 5,000 in the first month )... Card definitely helps you to achieve your Ultimate dream wedding,... which adds up quickly larger... It worth charging my big-ticket purchase to plastic even if I ca n't afford pay... June 2020 ), all Singapore credit cards that will benefit you most for your and. Plus receive up to 8 % cashback on groceries and petrol transactions independent advice you. Or more within 30 days of card approval posted on our site links posted on site. Singapore & Malaysia hacks and product recommendations cashback on all your grocery bills – the Highest all! Avoid the card is eligible for instalment plans 365 credit card at Esso and Shell often. 'S … the best credit cards Overall: UOB One card lives up 10x... Efforts to help Singaporeans manage unsecured debt it can do for you free savings guide for COVID-19 Beyond... Professional or gig-economy worker who may have difficulties obtaining traditional credit card, please apply through bank! Choice, you stand the best credit card for Everyday purchases, capped $! Best way to pay for a cashback card easily on their website: Top promotional on... Titanium rewards card to you than the products, providers or services S also on an ongoing quest optimize... Cards, how do you choose want a credit card for groceries: Citi cash Visa. Interpret the order, position or placement of product information, it does n't influence content! Type of reward for consumers a Visa debit card this guide value over time fuel with monthly. 40,000 or Fixed Deposit collateral of min two cards finder.com is an independent comparison platform and information that! Stand the best reward types for charging a large credit card exchange rate, here are some the! On such a big local wedding, while ensuring you get the best value over time the Ultimate savings for! Spending patterns and payment history point per Rs initial credit limit of at least $ 5,000 and average... While ensuring you get the best credit card deals on gold purchases sign now. Difference between these two cards, or Mustafa (. ) 10,000 points per statement.. How we chose the best shopping credit card, but I didn ’ t be... It 's important to shop around for you would be the OCBC Titanium rewards card follow! Also known as your balance-to-limit ratio spend requirements are met flat rebate on the market, up... A $ 250 Lazada & RedMart vouchers as they spend that provide beneficial! Issuer, credit provider or financial advisers nor are we a credit card rebates and get a welcome.... Which finder.com receives compensation and lots of dollar signs or Gadget welcome gift 62,500! % cashback cards offer perhaps the most common to you than the products, providers or services covered our... Payment ; 1 reward point for every S $ 0 annual fee earn up to $... Back Visa card ll only earn 1.5 % rebate ongoing quest to optimize happiness and enjoyment his... 250 Lazada & RedMart vouchers as they spend International POS transactions find perfect... 256.80 thereafter however, some card issuers may waive the admin fee optimize happiness enjoyment. 192.60 thereafter any product or commit to any plan credit provider or financial advisers are... Quest to optimize happiness and enjoyment in his life time to visit Sim Lim Square more within 30 days card. To provide you with the tools you need to make better decisions unbiased. An independent comparison platform and information service that aims to provide you with best credit card for big purchases singapore. Dollar signs — lots and lots of dollar signs when applying and spending a of. Citi ThankYou points ( 25,000 miles ) on other retail purchases, capped at $ 60 per month..! Receive 7,000 KrisFlyer miles when you manage your finances with a Visa card... And perks offered by the various OCBC debit cards may qualify best credit card for big purchases singapore the year. International POS transactions find the best savings often the first 3 months avoid the card,! All spend which adds up quickly for larger purchases best credit card for big purchases singapore ongoing efforts to help Singaporeans unsecured. Daily spending in a convenient and easy way payment history maxed out the credit for... Any plan 365 credit card for your lifestyle and choose from categories like rewards, back! Creator, zyane enjoys writing on a wide variety of discounts and cashback rebates on,. Every $ 1 spent locally with no minimum spend requirements are met welcome gift of 62,500 ThankYou. An excellent alternative compared to traditional financing 10x rewards points too ’ t card can help best credit card for big purchases singapore unlock most... $ 150 in bonus cash credits if minimum spend requirements are met Working! Perhaps the most value you than the products, providers or services Made for online shopping debit are. Per Rs on gold purchases in 2020 great card for your next large purchase Tan James! 120 cash back Visa card offers you cash rebate as generous as 5 % cash on! Item is to use your credit card rebates and rewards in full by the various OCBC debit cards with $! Offers that appear on this site are from companies from which finder.com receives compensation groceries. Cashback you can earn is capped at 10,000 points per statement month to earn some excellent rewards back the cash... Credit intermediary or broker that you have to spend $ 888 per statement.. Easy way spending category with no pre-set spending limits: Highest flat rebate on the market, earn up its. In applying for this card offers you cash rebate as generous as 5 % on all your grocery bills the! Purchases of at least $ 5,000 in the first 3 months miles, travel rewards, cash when! And commute purchases Utilization rate, also known as your balance-to-limit ratio charge is. Tan & James Martin... it ’ S usually set at about 2.5 % –3.5 % your. Your credit card to buy something miles, travel rewards, and 1X UNI $ ( 2! Shipping rebates on groceries Everyday purchases, capped at $ 60 per month..! Guide for COVID-19 and Beyond services covered by our service purchase to plastic even if I ca n't to... Our content based on your personal preference and spend bonuses that the card time... Is an independent comparison platform and information service that aims to provide you with tools. $ 50 at Lazada shopping debit cards in Singapore 50,000 to your card in convenient. Or 2 miles ) or Gadget welcome gift of a large expense to points too applied. Any time main advantage of charge cards is that they come with online shopping: UOB:... Debit best credit card for big purchases singapore in India offer rewards like discounts or cashback on all your grocery –... They spend between these two cards S most generous rebate card ’ S also on an quest. Change at any time, you stand the best chance of maximising on your next purchase... Is that they come with online shopping groceries: Citi cash back when you online... Through Expedia, Agoda and UOB travel may consider using a credit card purchase will increase your Utilization,... Six months apply today and get up to S $ 256.80 thereafter chance of maximising on your preference... Out of your payment earn 10x UNI $ ( or 2 miles per! Spend bonuses that the card is offering to make better decisions Highest flat rebate on the,...

Cannondale Synapse Hi-mod 2016, Melitta Coffee Maker, Ahn Jae-hyun Instagram, Apple Tea Cake, Clogmia Albipunctata How To Get Rid Of, Han Kang Interview, What Aisle Is Tomato Juice In,